Residential Mortgages
First mortgage rates are at an all time low! Apply online today and receive personalized recommendations and prompt responses from our experienced loan officers.

Today's Featured Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.710%  1.000%
 4.750%  4.874%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.535%  1.000%
 4.500%  4.668%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.362%  1.000%
 4.250%  4.462%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 3.875%  4.395%  1.000%
5 Year Adjustable Rate
 Rate  APR  Points
 4.000%  4.760%  1.000%
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.375%  5.545%  0.744%
VA 30 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.691%  0.869%
USDA 30 Year Fixed Rate
 Rate  APR  Points
 4.500%  5.095%  0.744%
Jumbo 30 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.748%  1.000%
Centennial Lending and your Credit Union have teamed up to offer you a wider variety of mortgage loan options at the most competitive rates.

Get pre-approved too! Even if you haven't found the right home yet, you can shop with confidence knowing that you've got the right financing all lined up.

You can apply online anywhere, anytime - day or night, in as little as 15 minutes!

Calculate Payments
Our handy loan calculators can help you decide which mortgage is right for you.

Still Have Questions?
Just not sure which loan is best? Our knowledgeable loan officers are just a call or e-mail away.

Printable Loan Application
If you prefer, or you are unable to complete the online application, you can also apply using our printable application. Either way you'll receive prompt, quality service from a lender you can trust.